As we are getting ready to enter the fall and winter season it’s time to think about how you can save money on your heating bill. There is no better way than a programmable thermostat. Experts say that if you are going to be asleep or gone for 8 hours or more than you can save 10-15% by lowering the temperatures 10 degrees. You don’t have to have a programmable thermostat to achieve this goal but it makes it a lot easier.
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At CMS Homes and Guild Mortgage, we hear this question frequently, “Should I buy a new home while interest rates are still going up?” The answer depends on your exact situation, but overall, a home is an investment that can typically provide equity and the future...
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