Easy Build Program for building on your own lot or land.



No Construction Loan Needed
You deposit am amount equal to 10% of the home and lot cost with CMS Homes and we get the construction loan for you. If you already own your lot you will deed the lot to CMS Homes and you can use any equity (Lot value minus loan payoff) you have in the lot as part of your 10% deposit. If you don’t own the lot or land then CMS Homes LLC will purchase the lot or land on your behalf.

Program requirements
Lot payoff can not exceed deposit.If you already own your lot and there is a lot loan payoff CMS Homes will be paying off that loan when title is conveyed. Your deposit must equal or exceed the amount of that payoff.

Satisfactory pre-construction appraisal of lot and house and lenders commitment for your end loan financing when home is complete

For more information call 636-462-3500 or contact us here.

Any “Easy Build” new home deal is predicated on construction lender approval.


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Fair Housing Policy – “This company conducts business in accordance with all federal, state, and local fair housing laws. It is our policy to provide housing opportunities to all persons regardless of race, color, religion, sex, familial status, handicap, national origin or sexual orientation. The company’s fair housing procedures are not recommendations. They must be followed by everyone associated with the company.”
CMS Homes LLC is a new home builder specializing in New Homes for sale in Troy MO and New Homes for sale in Lincoln County MO. You are sure to find your special new home in on of our 8 new home subdivisions in Troy MO. and Lincoln County MO. We also can help you buy a new home with no money down or help you with a custom home built on your lot.
If you visit a display home many items displayed are optional upgrades. Please ask the salesperson what items are standard features and which items are optional upgrades which are an additional charge over and above the model base price.
*New home prices and interest rates are subject to change without notice. Advertised square footage may slightly vary as built. New homes pictured may not be available at the lowest advertised price. Advertised monthly payments are based on principal and interest assuming a fixed 30 year term with no money down. Other fees such as taxes, homeowner’s insurance and HOA fees are not included and will result in a greater actual monthly payment amount. 100% financing available through USDA, eligibility requirements do apply. 3D floor plans, interior rendering images and exterior rendering images are intended for illustration purpose only to give you a basic idea of the home layout. Many items shown are not expressed or implied to be included in the base price of any home. This includes but is not limited to cabinetry layout configuration, cabinet trim and accessories,counter tops, flooring, fixtures, equipment, appliances, lighting, colors, interior furnishings, exterior trees, shrubs, driveways, sidewalks, size of lawn and landscaping. Please contact CMS Homes for a specific list of items included and standard features.
Some grass pictured is digitally applied to photo and is not included with home as pictured.