new homes for sale in troy mo

Lending Standard Beginning to Loosen

Mortgage rates are at historic lows and the affordability of homes is at an all time high. Those things are great but it doesn’t help if home buyers can’t get mortgages. It seems that we have had a hard time getting that right. We went from “get a loan if you have a pulse” to…

monthly-maint-costs

How you can afford more home with a new home.

New Homes are Less Expensive to Maintain April is new homes month. And one of the virtues of a newly constructed home is the savings that come from reduced energy and maintenance expenses. Data from the 2009 American Housing Survey (AHS) offer proof. The AHS classifies new construction as homes no more than four years old. For example,…